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Articles Posted in Contracts

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Supreme Court of Maryland Reiterates Important Clarification to Rules of Contract Interpretation

If you’ve litigated a contract dispute in Maryland, you’ve likely referred to the “four corners” rule, which means the reviewing court interprets a contract based on the language within the document itself. If that language is unambiguous, the terms of the agreement control regardless of the parties’ subjective intent. A…

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Waste Fraud and Abuse Part 1, What It Is and Who Is Concerned

Concern regarding “waste, fraud and abuse” in government spending is everywhere these days, it seems.  Even in 2017, it is a solidly bi-partisan concern.  A quick internet search reveals that think tanks from the progressive Center for American Progress to the libertarian Cato Institute have published on the topic, and…

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Settlement of Dispute Over Non-Compete Agreement

Omni Imaging, LLC (“Omni”), a Maryland limited liability company, filed its lawsuit against our clients, Blue Ridge X-Ray Co., Inc. (“Blue Ridge”) and Richard A. Wilson, in the U.S. District Court for the District of Maryland, on or about October 12, 2016, alleging breach of contract, tortious interference with contract…

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Cracking the Morse Code:When An Insurer Must Show Actual Prejudice

Courts across the country haven’t taken too kindly to insurers using technicalities or blaming their insureds to deny coverage and Maryland is no exception. Legislatures’ displeasure with insurers’ knack for finding devils in details sharpens where insurers deny coverage even though the insured’s mistakes caused no real problems. The Maryland…

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Commercial Insurance – Contractors Need A Blueprint For Coverage

Liability insurance policies sold to businesses, and individuals, are often “occurrence”-based policies that provide coverage for specific events, or “occurrences,” that take place during a covered period (regardless of when a lawsuit based on those events is filed). This seems easy enough on the surface, but “occurrence” policies have given…

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To Participate Or Not To Participate? That Is Now An Easier Question For Insurers To Answer In Maryland: The Recent Keller Opinion Protects Insurers Who Want To Participate At Trial, But Remain In The Background

When an injured party has insurance coverage, it’s a tricky thing figuring out what a jury should know about that insurance during trial. It can be even trickier when the insurer is an actual party, standing there fully represented in the courtroom. At least in Maryland, however, where insurance isn’t…

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Reinsurance Transactions: A Recent Decision Highlights The Absolute Necessity Of Risk Transfer – No Risk Transfer, No Reinsurance

Reinsurance is a great way for insurance companies to manage their risk. An insurer issues a policy with a million dollars in liability limits, and then cedes, by way of example, 75% of that risk, or $750,000 to a “reinsurer.” The reinsurer charges a small premium based on its actuarial…

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Buyer Beware: Businesses Need to Review The Insurance Coverages They Purchase – From The Policy To All Notices Received From A Carrier

As governments get increasingly involved in regulating telecommunications advertising, it is more important than ever for companies to be legally savvy about their mass-marketing techniques. Insurers are well aware that violations of mass-marketing laws have the potential to result in huge class action verdicts, so carriers tend to be vigilant…

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Craft Your Arbitration Clauses Carefully – Under A Recent Maryland Decision, Parties Have Only One “All or Nothing” Opportunity To Enforce Them

Companies and individuals who are weighing the “pros” and “cons” of entering into arbitration agreements consider a whole host of factors in making this complex, and significant decision. Arbitration is often a good choice for parties who have a strong desire to keep their disputes confidential. An arbitration is also…

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Businesses Should Prepare: Freebies Can Come At A Heavy Price Absent Proper Underlying Agreements

Companies often develop complimentary services that can enhance the consumer experience and build customer loyalty to their brand. Shrewd businesses recognize that these freebie benefits should come attached with exculpatory and indemnification agreements, so a courtesy for customers doesn’t end up being a colossal burden of additional liability. Even when…

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Writing the Next Great American Novel? Be Sure to Appropriately Fictionalize Any Parts Based on Real-Life People

Many of you have seen the following disclaimer made in connection with films or books: “All characters in this book are fictitious, and any resemblance to real persons, living or dead, is coincidental.” The line between fact and fiction may not always be so clear, however, as Maryland’s Court of…

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Firm Wins Half Million Dollar Judgment in Construction Arbitration

On December 9, 2013, STSW lawyers Bill Sinclair and Ned Parent obtained a half million dollar judgment in a complex construction arbitration before the American Arbitration Association. After pre- and post-arbitration briefing and a four-day hearing before Arbitrator J. Snowden Stanley, which included a comprehensive site visit and fact and…

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