Homeowners in Florida hired Silverman Thompson to defend a breach of contract and mortgage foreclosure action filed in the Circuit Court for Broward County, Florida. Mark Edelson and Michael J. Levin moved to dismiss the complaint and aggressively pursued their clients’ defenses, arguing that certain key documents were unsigned and…
Articles Posted in Contracts
Supreme Court of Maryland Reiterates Important Clarification to Rules of Contract Interpretation
If you’ve litigated a contract dispute in Maryland, you’ve likely referred to the “four corners” rule, which means the reviewing court interprets a contract based on the language within the document itself. If that language is unambiguous, the terms of the agreement control regardless of the parties’ subjective intent. A…
Waste Fraud and Abuse Part 1, What It Is and Who Is Concerned
Concern regarding “waste, fraud and abuse” in government spending is everywhere these days, it seems. Even in 2017, it is a solidly bi-partisan concern. A quick internet search reveals that think tanks from the progressive Center for American Progress to the libertarian Cato Institute have published on the topic, and…
Settlement of Dispute Over Non-Compete Agreement
Omni Imaging, LLC (“Omni”), a Maryland limited liability company, filed its lawsuit against our clients, Blue Ridge X-Ray Co., Inc. (“Blue Ridge”) and Richard A. Wilson, in the U.S. District Court for the District of Maryland, on or about October 12, 2016, alleging breach of contract, tortious interference with contract…
Appellate Courts Clarify ADR Procedure
It’s no secret that the Court of Special Appeals has been increasingly overwhelmed with cases, nor is it a secret that the Court would like to see a lot of these cases resolved or otherwise cleaned up before having to spend time on them. Those concerns led to the creation…
Got Your Mind On Your Money? Limits on Appeal Bonds
Have you obtained a judgment for recovery of money? Lucky you! Is that judgment unsecured? Ouch. Well, at least you have some protection should your opponent decide to appeal: Under the Maryland Rules (and unless the parties agree otherwise), the appellant has to file a supersedeas bond covering the whole…
Cracking the Morse Code:When An Insurer Must Show Actual Prejudice
Courts across the country haven’t taken too kindly to insurers using technicalities or blaming their insureds to deny coverage and Maryland is no exception. Legislatures’ displeasure with insurers’ knack for finding devils in details sharpens where insurers deny coverage even though the insured’s mistakes caused no real problems. The Maryland…
Commercial Insurance – Contractors Need A Blueprint For Coverage
Liability insurance policies sold to businesses, and individuals, are often “occurrence”-based policies that provide coverage for specific events, or “occurrences,” that take place during a covered period (regardless of when a lawsuit based on those events is filed). This seems easy enough on the surface, but “occurrence” policies have given…
To Participate Or Not To Participate? That Is Now An Easier Question For Insurers To Answer In Maryland: The Recent Keller Opinion Protects Insurers Who Want To Participate At Trial, But Remain In The Background
When an injured party has insurance coverage, it’s a tricky thing figuring out what a jury should know about that insurance during trial. It can be even trickier when the insurer is an actual party, standing there fully represented in the courtroom. At least in Maryland, however, where insurance isn’t…
Reinsurance Transactions: A Recent Decision Highlights The Absolute Necessity Of Risk Transfer – No Risk Transfer, No Reinsurance
Reinsurance is a great way for insurance companies to manage their risk. An insurer issues a policy with a million dollars in liability limits, and then cedes, by way of example, 75% of that risk, or $750,000 to a “reinsurer.” The reinsurer charges a small premium based on its actuarial…
Buyer Beware: Businesses Need to Review The Insurance Coverages They Purchase – From The Policy To All Notices Received From A Carrier
As governments get increasingly involved in regulating telecommunications advertising, it is more important than ever for companies to be legally savvy about their mass-marketing techniques. Insurers are well aware that violations of mass-marketing laws have the potential to result in huge class action verdicts, so carriers tend to be vigilant…
Securities Arbitration – Get It Right The First Time Around
Plaintiffs rarely enjoy having their case jettisoned from court and onto the arbitration table – whether right or wrong, arbitration has a decidedly pro-defense rep that makes plaintiffs’ attorneys do just about anything to avoid it. But as shown in the recent Court of Special Appeals of Maryland case of…
Craft Your Arbitration Clauses Carefully – Under A Recent Maryland Decision, Parties Have Only One “All or Nothing” Opportunity To Enforce Them
Companies and individuals who are weighing the “pros” and “cons” of entering into arbitration agreements consider a whole host of factors in making this complex, and significant decision. Arbitration is often a good choice for parties who have a strong desire to keep their disputes confidential. An arbitration is also…
Businesses Should Prepare: Freebies Can Come At A Heavy Price Absent Proper Underlying Agreements
Companies often develop complimentary services that can enhance the consumer experience and build customer loyalty to their brand. Shrewd businesses recognize that these freebie benefits should come attached with exculpatory and indemnification agreements, so a courtesy for customers doesn’t end up being a colossal burden of additional liability. Even when…
Writing the Next Great American Novel? Be Sure to Appropriately Fictionalize Any Parts Based on Real-Life People
Many of you have seen the following disclaimer made in connection with films or books: “All characters in this book are fictitious, and any resemblance to real persons, living or dead, is coincidental.” The line between fact and fiction may not always be so clear, however, as Maryland’s Court of…